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Submit For Information On Seven Crucial Items Everyone Should Consider When Budgeting.

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Rule Three of the YNAB Budgeting Method

YouNeedABudget asked:


Rule Three is to Save for a Rainy Day. You set aside monthly amounts for expenses that happen less frequently (but are usually larger). For example, Christmas, property taxes, car insurance, etc. These can be both known (property taxes) and unknown (car repairs) expenses infrequent expenses. Following Rule Three lets you smooth out your cash flow and avert most crises before they ever start.

Karine Valiquette

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