Archive for July, 2010
Advice on budgeting please?
hunni10 asked:
so here is the deal my friend and I want to relocate to NYC in a few months. I can transfer out there with my job and have an ok living on a 35000yr salary. The problem is that my friend is older and has student loan payments every month and she is afraid that she will not be able to make rent when she movies out. I told her that she needs to save some money and move out In the mean time I told her to work on her resume and send it out to places in nyc. She has a fine arts degree from a design school and she did her internship in NYC. She is afraid and does not even want to start looking for things until she has money saved. Does anyone who has moved to NYC have any advice on how much she would need to make or any advice on how I can convince her to just do it. She wants to really bad and has been wanting to for a couple of years now.
so here is the deal my friend and I want to relocate to NYC in a few months. I can transfer out there with my job and have an ok living on a 35000yr salary. The problem is that my friend is older and has student loan payments every month and she is afraid that she will not be able to make rent when she movies out. I told her that she needs to save some money and move out In the mean time I told her to work on her resume and send it out to places in nyc. She has a fine arts degree from a design school and she did her internship in NYC. She is afraid and does not even want to start looking for things until she has money saved. Does anyone who has moved to NYC have any advice on how much she would need to make or any advice on how I can convince her to just do it. She wants to really bad and has been wanting to for a couple of years now.
Her loan payments are between $700-$1000 a month. If she waits to pay them off it will be another 10 years.
Keven Chrones
Any advice for building curriculum for a Christian home school family?
gobster asked:
My wife will be home schooling our 4 children.
2 are old enough to begin this year.
She had her heart set on Son Light curriculum, which teaches primarily through literature and the Bible, but financially it’s currently out of the question.
Can anyone give detailed advice on how to build our own curriculum along the same lines on a tight budget?
Any help would be sincerely appreciated.
Jamie Ware
My wife will be home schooling our 4 children.
2 are old enough to begin this year.
She had her heart set on Son Light curriculum, which teaches primarily through literature and the Bible, but financially it’s currently out of the question.
Can anyone give detailed advice on how to build our own curriculum along the same lines on a tight budget?
Any help would be sincerely appreciated.
Jamie Ware
What is your best advice when it comes to finances/budget?
Jess asked:
I was just seeing if anyone had any good advice on finances/budget. I am young, 21 years of age. I feel like I could be better with my money, as I try to keep up with my check book-but I still slip up sometimes. I will be moving in with my fiance soon, and he is really bad with money. I don’t want us to be in the hole, but instead start saving money.
Any tips? Thank you in advance!
Randa Youngblood
I was just seeing if anyone had any good advice on finances/budget. I am young, 21 years of age. I feel like I could be better with my money, as I try to keep up with my check book-but I still slip up sometimes. I will be moving in with my fiance soon, and he is really bad with money. I don’t want us to be in the hole, but instead start saving money.
Any tips? Thank you in advance!
Randa Youngblood
I’m looking for a new camera, any advice?
Ian marsh asked:
I have a little bit of experience with a camera and I know my way around most basic functions. Sort of an amateur photographer, so functionality would be nice. I’m also on a bit of a budget, so under $150 would help. Any advice you can give me would greatly help!
Jamie Winebrenner
I have a little bit of experience with a camera and I know my way around most basic functions. Sort of an amateur photographer, so functionality would be nice. I’m also on a bit of a budget, so under $150 would help. Any advice you can give me would greatly help!
Jamie Winebrenner
Does anyone have any advice on how best to budget time?
prettyzombie18 asked:
I really have trouble prioritizing things sometimes, so I was wondering if anybody had any tips/advice on how to be more productive and not waste time.
Shandi Larita
I really have trouble prioritizing things sometimes, so I was wondering if anybody had any tips/advice on how to be more productive and not waste time.
Shandi Larita
Trying to be a first time homeowner – any advice before I sign?
amyvnsn asked:
I’m not there yet, but I plan to be ready in March of 08 to buy my first house. I’ve taken 15 hours of credit classes, I have $5k saved up, and I’m trying to get down payment assistance. Does anyone have any additional advice like unexpected costs (besides closing costs) and surprises that maybe happened to you when you bought your first house? I know to stay in my budget and not buy something I really can’t afford. But for instance, do I find a lender first and then a house, or is it vice versa? And after I find a house and a lender, how long does it take to close? Is it stressful getting all your paperwork together?
Mark Edmeier
I’m not there yet, but I plan to be ready in March of 08 to buy my first house. I’ve taken 15 hours of credit classes, I have $5k saved up, and I’m trying to get down payment assistance. Does anyone have any additional advice like unexpected costs (besides closing costs) and surprises that maybe happened to you when you bought your first house? I know to stay in my budget and not buy something I really can’t afford. But for instance, do I find a lender first and then a house, or is it vice versa? And after I find a house and a lender, how long does it take to close? Is it stressful getting all your paperwork together?
Mark Edmeier
Hello, I would like some advice on renting a car in guadalajara?
!!vg!! asked:
I will be in guadalajara this july and would like to rent a car,I know the required age is 25 and it is better to also purchase insurance.Can anyone offer some advice on rental companies? Which one is low-budget? Any hidden fees to watch out? Anything would be useful.Thanks!
Chad
I will be in guadalajara this july and would like to rent a car,I know the required age is 25 and it is better to also purchase insurance.Can anyone offer some advice on rental companies? Which one is low-budget? Any hidden fees to watch out? Anything would be useful.Thanks!
Chad
Im planning a small wedding in Metro Boston and have a small budget. Need advice on venues?
Margarita C asked:
I am inviting 30-40 guests and have $4k to use. Ive noticed that places have banquet dinner prices and wedding prices. Do I have to tell them its a wedding? Why should I pay 100% more for the same thing? I am all about cutting costs on center pieces, favors, personalized napkins, and all that good stuff. My priorities are open bar, good food and music. I appreciate any and all help! *Can be anywhere in Massachusetts*
Kanesha Gulotta
I am inviting 30-40 guests and have $4k to use. Ive noticed that places have banquet dinner prices and wedding prices. Do I have to tell them its a wedding? Why should I pay 100% more for the same thing? I am all about cutting costs on center pieces, favors, personalized napkins, and all that good stuff. My priorities are open bar, good food and music. I appreciate any and all help! *Can be anywhere in Massachusetts*
Kanesha Gulotta
Does anyone have advice on how to feed a family of 6 adults and 1 child on a low budget?
m3lissa26 asked:
My husband and I are the only ones who work. We are caring for my in laws and now my mother in laws unemployed and seemingly unemployable brother lives with us too. (deep sigh) we also have an 8 year old daughter who is the main priority of course.
Fawn Rawlings
My husband and I are the only ones who work. We are caring for my in laws and now my mother in laws unemployed and seemingly unemployable brother lives with us too. (deep sigh) we also have an 8 year old daughter who is the main priority of course.
Fawn Rawlings
Need advice on what to career to pursue with a finance degree?
Financial Guru asked:
I am a recent graduate of a tier three school, with a degree in finance. I currently have no experience, so I am basically in the entry level status. Anyways, I would love to pursue an analyst position or possibly get involved with budgeting/forecasting. I guess you could say those are my goals. I still havent truly decided what I want to do. I have interviewed and thought about some possible jobs, I just dont know what is going to get me the experience I need. I dont want dead end experience.
I am a recent graduate of a tier three school, with a degree in finance. I currently have no experience, so I am basically in the entry level status. Anyways, I would love to pursue an analyst position or possibly get involved with budgeting/forecasting. I guess you could say those are my goals. I still havent truly decided what I want to do. I have interviewed and thought about some possible jobs, I just dont know what is going to get me the experience I need. I dont want dead end experience.
Work in Retail Banking – I have purused personal banker positions, but most are telling me to start out as a teller!
Work in Mortgage Origination – this is with a bank that specializes in mortgages (Indymac Bank) Offered me a position, but its hourly.
Basically im trying to get a job thats not necessarily glamorous paying the big bucks, but instead allows me to develop good work ethic, with the possibility to learn and grown and mold myself into a essential player in society!
Waldo Schellenberge