Budgeting-Great Advice On Budgeting Worksheets, Personal Budgeting, And Budgeting Tips

Dan S asked:


what is the importance to prepare personal family budget

and why are they usually prepared on a monthly basis

Jasper Danns

Absolut2892 asked:


I’ve found recently that I needed some way to control my entertainment and dining out spending. I am starting to experiment with personal allowances. I like the concept of setting a side x amount of dollars to spend each week on entertainment and dining out. If I exhaust that amount I force myself to wait until next week for more “allowance money”. If I stay in one weekend and don’t spend it I can start to accrue allowance money. On the same token, If I have a big weekend coming up where I know i’m going out (birthday celebration etc) I can stay in the week before and save my allowance money.

This gives me free will to take that money and know that its mine to spend and I can spend it freely but once its gone its gone.

My question to people who have done this; How has an allowance worked for you? What amount would you recommend for this type of allowance (amount or percentage) I was considering $100 a week. Everyones thought and input would be much appreciated!

Elmer Kennett

Pervert asked:


please base it on a personal budget. also would the % be the same if I was living with my girlfriend? and we shared the expense?
my monthtly income is $1950.00 a month, after taxes. my girlfriends monthly income, after taxes is $1600.00. combined we bring in $3550.00/month after taxes.

Lauran Ogley

furaha asked:


mainly we have a personal budget on the savings but how do you understand it?

Linh Costa

IAskUAnswer asked:


Best ways to do it
Best software (if any)?
Etc.

Lori

twindroo asked:


I’ve heard of Quicken, Microsoft Money, Bookkeeper, etc. but I’ve never used any of them and don’t know which one works best. My wife and I use a spreadsheet we’ve (she’s) developed in Excel but it’s getting complicated and it’s time for me to invest in a standard, user-friendly program that will help us keep everything straight with no fuss, no muss.

Ferdinand Pontillo

disgovernment asked:


I have a lot of guns, but specifically I have 3 that I keep loaded with high quality personal defense ammo at all times. I’ve got a Kel-Tec P3AT .380acp that I carry in a pocket holster for when I really want to be well concealed, a Glock 23C .40 cal for most times concealed carry (or occasionally open carry) and a Springfield XD .45 acp in a quick access safe by my bed for home defense. I can’t remember all the types of ammo in each but I think one is ranger sxt, one is hydra-shok, etc. When I bought the ammo and loaded it, I was careful to try and not “finger up” all over the primer area and I haven’t exposed the ammo to any bad conditions, dampness, chemicals, fingering, etc.

Realistically, how long should I go before I change this ammo out? I mean, I know in a perfect world you would change it everyday if money was no matter. But ammo is getting very expensive, so I want to strike a good balance between safety and budget. Your thoughts?

Max Sola

Mr. Prediction asked:


Be easy on me..I’m only 4 years out of college.

Okay: I take home after taxes, Ins, fully funded 410k, gym etc $5294 every 2 weeks or $10588 per Month. I did get a bonus at the end of last year around 14K and I except 14k-20K this year.

I have zero debt except for my house I bought 18 Months ago. My house is a 5 bdm, 4 bath with 2 acres. My payment is $2492 per Month (PITI). Gas, groceries, utilities, car insurance is $360-$505 (max). I save $2500 in long term savings, and $1500 in regular savings…I take out to buy a car etc…avoiding int charges. I have 128K in aval credit with zero being used, FICO’s are Ex:794Eq788TU=801. I have been paying $1200 per Month extra on mortage (payoff/9/2016) I give $800 to charity. I am dating but don’t paln on marriage anytime in near future.

ask any questions…and I’ll answer you.

oh…I did 6.5% in investments last year

I work for GE Aircraft Div, system eng

Reggie Portwood

817_TX asked:


Does anyone have a clear explanation as to what the “budget” expense and the “actual” expense refer to in creating a budget. Have an idea but would a another opinion.

Thanks

Jana Tritle

luv2cook asked:


Should I get a financial advisor to help me with my personal budget? I can’t save at all!. I just want someone who will give me direction and help me for my future. I’m just the girl next door and don’t really make too much money but I do want to do something with the little I make (about1,900/month). Is it worth it?

Karena Quasdorf