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Submit For Information On Seven Crucial Items Everyone Should Consider When Budgeting.

January 2010
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Archive for January, 2010

How do I legally offer personal finance consultations without a formal (accounting) degree/background?

personal budgeting
elizabeth c asked:


I only want to provide debt payoff, timely bill payment, and budget adherence information, in which the first matter is customized to the client. The latter two matters are simply universally applicable processes to follow. I would provide NO information on investing. I just feel that such a 1:1 consultation would help so many people get their finances in order–but of course I would need to have them sign a document that says what I provide them are only guidelines and not a sure-fire formula for success.

Jonah Stuck

Budgeting Help?

personal budgeting
Fey L asked:


I should make a personal budget for 15 years laters from now. I just dont know where to begin with..! The professor ask us to set a goal (base on the career we choose), then estimate income, expenses and saving. then balance and adjust a budget. I will like to choose a career related to business but i dont know how many kind of business there are to study and in which profession do it help ..(This a middle school final business project) who can help me! please..! If There is a sample or website or can someone sketch me something similar so i can have an idea of what to write about in this project..

Saran Hamiton

what are some of the calculations that are used on an income statement?

personal budgeting
ironman345 asked:


what is an income statement?

what purpose does an income statement serve a business/corporation?

who should be concerned with the information/data found on an income statement?

What is a budget?

What is the difference between a personal budget and a budget that would be used by a business/corporation?

Do budgets need to be revisited and reviewed? If so why?

What are some of the calculations that may appear on a budget?

In terms of time frames, what is a quarter and what is a fiscal year? How do these affect businesses/corporations?

In a business or corporation who maybe responsible for developing a budget?

Answers should be thorough. Thanks!

Leroy Wardle

Personal Financial Budget ?

personal budgeting
Mike asked:


How many of you do this….and any advantages?

Theo Santarelli

Can prospective employers run your personal credit check?

personal budgeting
Sharon F asked:


A friend of mine is going for a city management position dealing with big budgets. She has many years of Human Resource & Insurance background and has dealt with budgets. But she knows that her personal credit is a mess and is worried that the city will run her personal credit as part of their background check. I personally think it’s a violation of privacy. Her past work experience shows she can deal with her work budgets, it’s just that she screwed up in her personal life. Please let me know! Thanks :-)

Cary Italiano

What percentage of the federal budget is generated by personal imcome tax ?

personal budgeting
texchip1 asked:


I am in a discussion about flat taxes and National sales tax. One of the areas of discussion is How much of the governments income is generated by personal income tax payments

Fernando Quintania

Why do republicans blame their personal failure on big government and those evil liberals?

personal budgeting
Protect America from Republicans asked:


Welfare is only 1-2% of the federal budget. Surely one penny of every tax dollar is not going to ruin your life as you claim.
And your constant attacks against big government…lol…do you want less border patrol agents, less fbi counter terrorism agents, less irs examiners to catch cheaters.

Why are most republicans broke failures who always blame their misery on those evil welfare liberals and that mean big government?
Hi seldon, good to see you again.
I agree that people do abuse the welfare system and they should be dealt with.

Kirby Mcgivney

have any tips for creating a personal budget chart?

personal budgeting
eslopez2005 asked:


i want to create a personal budget chart to help manage my money

Erika Tropp

If you had a personal shopper-how would you expect them to spend your money?

personal budgeting
§§pecial Unicorn™ asked:


Surely, you’d tell them what you needed and specify how much could be spent based on your budget.

Our Congress is currently FULL of unauthorized personal shoppers and they are buying a whole lot o nothing with our money, now aren’t they?
gave you a thumbs up back, not the other way around…ty for answer.
g STFU, you demand proof but offer not a damn ounce of your own. Go back to trolling.

Carmen Seifer

Looking for the best personal budget Excel template?

personal budgeting
Jonel Z asked:


Please point me to your favorite. I tried a few and I am not in love with any of them.

Thanks for the help

George Bush