Archive for August, 2009

What is included in a personal budget? Why is a personal budget a useful tool?

Sunday, August 30th, 2009

somebodyelse asked: What are the main costs associated with higher education? Why might the financial burden of college actually be financially worthwhile?
What does it mean to be a socially responsible consumer? Use an example to support your explanation.
Can somebody please help! Thanks I’ll choose a best answer!!Gwenda Zumbo

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Where can I record personal budget other than software?

Wednesday, August 26th, 2009

VirtuousCirq asked: I want/need to start keeping a budget as I am going to be living on my own and like to spend money a little too much. I absolutely don’t want to keep them on my computer.
I’m old fashioned about mine and would to keep record of my finances in a book, [...]

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Whats the best free software for creating a personal budget?

Tuesday, August 25th, 2009

lithium630 asked: I would like a program that lets you divide your money into categories before bills are paid, so there is money available for each bill. ( I know quicken and money let you pick categories after you enter each bill, thats not what I need)Rick Kivel

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Personal Budgeting?

Tuesday, August 25th, 2009

alishatravis asked: OK so i just downloaded a tool to help start a budget for me and my husband i want to stop working and stay home with our 7 month old baby. According to the tool after everything is paid for the month we will have 24% of our monthly income left over. which [...]

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How do I plan a personal budget?

Monday, August 24th, 2009

Nicky asked: I am in college. I have housing covered. I make about $150/week at my job.
I have to pay for groceries, my cell phone, and anything else I might want.
Can you help me plan my budget?Jaime Vansicklin

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What have you found to be the best way to make a personal budget and make it work?

Monday, August 24th, 2009

mediamanmail asked: I’m using MSMoney. It’s a great tool but time consuming. What has worked for you? How did you make it easy enough that the whole family was able to participate?
I make a very good salary and have a fantastic career, but still find that we are living paycheck to paycheck.
Any advice would be [...]

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What do I need to become a personal budget consultant?

Friday, August 21st, 2009

PJPurpleLover asked: I have been doing lots of research trying to find out if there are any certification requirements to become a personal budget consultant. I know Financial Planners need certification generally, but they tend to offer services like insurance, estate planning, and other things that I wouldn’t be offering. I would focus on setting [...]

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What is a good personal budget software to use?

Monday, August 17th, 2009

Help my head’s stuck! asked: I tried MS Money but that is too complicated and not user-friendly (unless you’re a professional accountant)….
any recommendations?Dewitt Kirkpatrick

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How do you make a personal budget?

Friday, August 14th, 2009

Carmela ©1973 asked: Like how do you break everything down and write a budget and stick to it?Trent Pemberton

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Newly married need help with personal budgeting?

Friday, August 14th, 2009

Qman asked: Hey Guys,
Me and my wife has been married for almost a year now and we feel that we need to have some kind of budgeting in our life. Both of us has no experience with this and now its getting tougher and tougher to track money. I have asked people but not sure [...]

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